Transforming Financial Access Through AI: An Empirical Study in Pakistan. Journal of Management & Social Science, [S. l.], v. 2, n. 2, p. 196–213, 2025. DOI: 10.63075/by4yab98. Disponível em: https://rjmss.com/index.php/7/article/view/133. Acesso em: 28 jun. 2025.